Southern California homeowner, if you received a notice of default letter in the mail from your lender, then it would be to your advantage to explore an all cash offer option. My name is Matthew, and at Flipur, we have helped dozens and dozens of people all over LA, Orange, and Riverside counties find peace of mind and freedom from their circumstance. And this could be the right solution for you too. Hear me out. In the event that 1. The mortgage payments cannot be brought current for any number of reasons, 2. You do not meet the strict qualifications of the state and county mortgage relief programs instituted during COVID. 3. You have come to a dead end exhausting loan modification options with your lender. …then the property will go to public auction, and a foreclosure will stay on the homeowner's credit record for the next seven years, and can have a very adverse effect on your life. For example, when applying for new loans: - a mortgage, - a car loan, - a business/personal loan or line of credit, - a credit card, lenders will now have to account for the risk of lending to someone with a foreclosure in their history. So you're looking at - having to pay higher interest rates, - larger down payments, - having a harder time qualifying, - being able to borrow less. It can even make it more difficult to find some jobs or a rental property because many employers and landlords run credit reports and use them as one way to assess the reliability of the applicant. So if it is indeed the case that your property is going to public auction, I want you to know that all of these consequences are completely unnecessary and totally avoidable because the winning highest bid in a public auction will likely be equal to or less than what we could offer because • We can save in closing costs due to the volume of transactions we do. • There would be no real estate agent commissions (which the bidder would be responsible for in an auction, but understand they would offer that much less in their bid on your property in order to account for those costs). • You would also avoid the various fees associated with the foreclosure process, • Plus you will not have the stigma of a foreclosure follow you around for the better part of the next decade. At Flipur, we have come through for many sellers in time-sensitive situations. We've been featured on HGTV, we're A-plus rated by the Better Business Bureau, and with a cash offer from Flipur, you'd conservatively get the public auction price, and likely better, without the humiliation of the public auction and all the consequences that follow. Listen, I know you're under a lot of pressure and stress, but remember, your name is on the deed to a piece of California real estate, a very desirable thing. Home prices have appreciated substantially in the last 10 and 20 years. As the property owner, you quite possibly could be positioned to command a cash offer substantial enough that not only will it get the lender off your back, but leave you with a large sum of money left over which you would not be liable for paying state capital gains taxes on if it was your primary residence for two out of the last five years, by the way, and could give you the leverage you need to get back on your feet and stabilized again. Now, I will caution that at any given time, we can have several projects going on, and we don't have unlimited resources. Also, you're on a timeline: it's 90 days from the date the notice of default is recorded to when the notice of trustee sale is issued, and the auction can happen as soon as three weeks after that. So don't delay in reaching out! You are the one who is in control now. Exercise that control while it's still in your hands. There is literally no downside to reaching out to us. - You have nothing to lose. - You don't have to take our offer. - It's no obligation. - We will not hound you. We respect your decision making. We respect your boundaries. We just want to equip you with a cash offer number that you'll have the power to exercise at your discretion if you determine it's in the best interest of you and your family. So don't let the anxiety of the situation hang over your head. Get yourself some knowledge so you know what your options are. Click the link below and fill out the form. I'll talk to you soon.